Educational Resources
Articles to help you understand vital financial and investing concepts so you can achieve and maintain financial independence.
Caring for Older Loved Ones: The Financial & Lifestyle Impact
According to the US Census Bureau, the older population in the United States is growing.1 When coupled with statistics from a study conducted by the Kaiser Family Foundation, those numbers may be cause for concern. The Kaiser study showed that medical costs for seniors are…
Caring for Older Loved Ones: The Financial & Lifestyle Impact
According to the US Census Bureau, the older population in the United States is growing.1 When coupled with statistics from a study conducted by the Kaiser Family Foundation, those numbers may be cause for concern. The Kaiser study showed that medical costs for seniors are…
When is the Right Time to Buy Life Insurance?
Buying life insurance is something that many people tend to push off at which point it becomes costly or is too late. People are afraid to talk about mortality and often feel that they are just wasting their money on life insurance. Unfortunately, the truth…
Are You a Financial Procrastinator? 5 Ways to Overcome it
Procrastination is a real thing that can trickle into other areas of your life. Financial procrastination is one of those areas. What is Financial Procrastination? Financial procrastination is when you have financial obligations and moves to make, but you put those decisions aside on a…
Creating Work-Life Balance When You’re “Always On”
Work is a vital part of daily life. You get an education so that you can obtain employment which will provide you with the security you need to live throughout your life. Even though making money is one of the most important reasons to have…
Mid-Year Financial Check-In: Are You On Track To Reach Your Year-End Goals?
The summer season is winding down and fall is fast approaching. And whether you’re excited for the cooler months ahead or still holding on to the last bits of summer, mid-year is officially here. Now is a great time to slow down and take stock…
6 Step Guidebook to Setting Achievable Financial Goals
We won’t sugar coat it — achieving your financial goals isn’t always easy. But if you don’t create a plan based on your goals, you’re only making it harder on yourself. In fact, American’s with a plan in place are more likely to make positive progress towards…
How Age Impacts Your Investment Decisions
Your mindset and goals continually evolve over time. At age 25, you might be focused on paying off student loans and saving up for your first home. Your career is just getting started, and post-work years are well into the future. At 50, however, you’re…
How Self Directed IRAs Work: Everything You Need to Know
When it comes to saving for your retirement, there are several options available. It’s important to remember, however, that the best option for you will always depend on your unique preferences and goals. IRAs — or individual retirement accounts — are a popular type of…
The Stock Market and the Economy Are Not the Same: A Guide to Understanding the Difference
When we think of financial health, a few things might come to mind. We may think of our own financial status, our investments, the Dow Jones Industrial Average performance, the stock market as a whole, the economy, the country’s employment status and so on. While…
What is Lifestyle Creep + 4 Ways to Avoid it
Lifestyle creep is something that’s simple to define, easy to see, yet hard to avoid. Especially prevalent amongst young professionals, lifestyle creep is a hurdle many face in saving for their short- and long-term goals, like retirement. Below we’ll discuss what exactly lifestyle creep is…
Top 5 Considerations When Shopping for Life Insurance
Any expected death is always a tragedy. But if the person who passed away was earning a large percentage of a family’s income, it can leave the grieving family members in a difficult financial situation. A life insurance policy can help to offset the loss…
How to Get the Most Money Back on Your Tax Return
Between gathering the necessary paperwork and working through complicated scenarios, tax season can be a stressful time. You’ve worked hard throughout the year, and you want to be sure you’re taking the right measures to get the maximum amount back on your return. Achieving this,…