Educational Resources
Articles to help you understand vital financial and investing concepts so you can achieve and maintain financial independence.
Don’t Have a Will? Here’s What Could Happen If You Pass Away Without One
Creating a will should be the first step in a comprehensive estate planning process as it gives you the opportunity to make sure your wishes are carried out after you’re gone. Typically, the cost of preparing a basic will is a few hundred dollars. For…
Don’t Have a Will? Here’s What Could Happen If You Pass Away Without One
Creating a will should be the first step in a comprehensive estate planning process as it gives you the opportunity to make sure your wishes are carried out after you’re gone. Typically, the cost of preparing a basic will is a few hundred dollars. For…
What is Financial Therapy and How Does it Differ from Financial Advisement?
You have the best of intentions, you want to contribute to your savings account each month or make a larger payment towards your credit card debt. However, you continue to find that you don’t have enough to fulfill the financial goals you have set for…
6 Must-Knows Before Planning Your Charitable Contributions
Whether it’s the beginning or nearing the end of the year, giving is something many of us feel we’d like to do more of. When it comes to holiday contributions, we often feel too stressed with all the things going on to do the proper…
A Guide to Trusts for Estate Planning
A majority of Americans understand the importance of estate planning, yet an alarming percentage of adults do not have arrangements in place. According to a 2019 survey, 51 percent of people believe having an estate plan is necessary, but only 40 percent have actually implemented…
Dollar-Cost Averaging (DCA): What Is This Investment Strategy and Should You Use It?
One of the biggest fears of any new or seasoned investor is losing money. This fear can actually inhibit some people from ever investing at all, and it might also lead to selling preemptively or opting for the lower risk investment option time and again….
What to Do When the Market Tanks
You notice over your morning coffee a stern warning emanating from your television as the very serious business reporter notes the Dow opening down one percent. What do you do? If you screamed, “Sell!” or “Panic!” perhaps you should take the advice of some of…
4 Creative Ways to Reduce Business Expenses During Coronavirus
In the era of COVID-19, the consumer market has been anything but normal, causing many businesses to scramble in response. Even as time has progressed, a survey of CFOs indicated that the financial impacts of coronavirus have consistently been a top concern.1 If your company…
6 Ways to Stay Financially Fit in 2021
The new year is here and your resolutions are probably well underway. While you have may set goals to get more physically fit, it is also important to consider your financial fitness going into the new year as well. If your finances are not where you…
How Could the Behavior Gap Affect Your Investments During This Time of Market Volatility?
“It turns out my job was not to find great investments, but to help create great investors,” writes Carl Richards, author of “The Behavior Gap.”1 From increasing our budget mindfulness to taking a steadier approach to investing, Richards has drawn attention to the way our…
6 Ways to Overcome Market Psychology
Market psychology is the reaction to investing. Overcoming market psychology is not easy but learning how the market works can reduce the number of surprises and increase the degree of success. Keep in mind, all assets rise and fall in value, the more extreme the swing,…
What Is a Robo-Advisor? 6 Of Your Top Questions Answered
If you’ve considered buckling down and getting serious about your portfolio, it’s likely you’ve come across the term “robo-advisor” before. What is a robo-advisor exactly, and how do you know if one is right for you? We’ve got your answers below. What Is a Robo-Advisor?…
Top 5 Things You Should Always Share With Your Financial Advisor
Your financial advisor is an integral part of your team to help you manage your wealth and grow your future. Unfortunately, you may not be sharing with them everything that you should be. Whether you are not communicating things because you feel they are unimportant…