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    What is Lifestyle Creep + 4 Ways to Avoid it

    by FMA|Perspectives

    Lifestyle creep is something that’s simple to define, easy to see, yet hard to avoid. Especially prevalent amongst young professionals, lifestyle creep is a hurdle many face in saving for their short- and long-term goals, like retirement. Below we’ll discuss what exactly lifestyle creep is…

    Personal Finance

    Top 5 Considerations When Shopping for Life Insurance

    by FMA|Perspectives

    Any expected death is always a tragedy. But if the person who passed away was earning a large percentage of a family’s income, it can leave the grieving family members in a difficult financial situation. A life insurance policy can help to offset the loss…

    Personal Finance

    How to Get the Most Money Back on Your Tax Return

    by FMA|Perspectives

    Between gathering the necessary paperwork and working through complicated scenarios, tax season can be a stressful time. You’ve worked hard throughout the year, and you want to be sure you’re taking the right measures to get the maximum amount back on your return. Achieving this,…

    Personal Finance

    What Can P/E Ratio Tell You About Your Holdings?

    by FMA|Perspectives

    When evaluating a portfolio or determining what companies to invest in, investors are usually only interested in one thing â€” getting a good return on investment. They want to determine which companies are most likely to have a positive effect on their portfolios and which are more…

    Personal Finance

    Finances: The No. 1 Reason Americans are More Anxious Than Ever Before

    by FMA|Perspectives

    As we get older, more and more expenses end up on our plate. From mortgages to car repairs, it can feel like there are endless bills to pay. And as we all know, with more bills, comes more pressure, anxiety and stress. In fact, the…

    Personal Finance

    6 Financial To-Do’s for New Parents

    by FMA|Perspectives

    Having a new baby is a much-anticipated event. While growing a larger family brings added joy and love to your household, it can also wreak havoc on your finances if you don’t properly plan. Being prepared financially can go along way to reducing stress and…

    Personal Finance

    Sole Income Earner: Tips to Surviving the Pressure

    by FMA|Perspectives

    So you’re not a “DINK.” If you aren’t familiar with that phrase, it means “dual income no kids.” Those types of families are some of the most financially stable because obviously they have two steady incomes coming into the household and they also don’t have…

    Personal Finance

    6 Tips to Prioritizing Finances for the Self-Employed

    by FMA|Perspectives

    So, you have decided to become self-employed. You’re probably aware of the costs it will take to get started. However, you should keep in mind the potential of rocky terrain on your road to riches — 6.3 percent of Americans were self-employed in 2017.1 If…

    Personal Finance

    How to Avoid Insurance Fraud + Some Examples That Might Surprise You

    by FMA|Perspectives

    Insurance fraud can be defined as any attempt to gain a financial benefit by deceiving an insurance company and it is usually, though not always, a criminal offense. And while you may not be out to commit such fraud, it’s important to be aware of…

    Personal Finance

    5 Top Traits Best-Performing CEOs Have in Common

    by FMA|Perspectives

    Becoming a successful CEO takes considerable time and effort. If you think about some of the top CEOs today – Sundar Pichai, Elon Musk, Jeff Bezos – you may notice that they have a few traits in common. Whether you’re a CEO at your company…

    Personal Finance
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