The answer to this complex question involves not only the initial costs of buying a home, but also your ability to keep up with the long-term financial responsibility of owning it. The process starts with making a list of the features you want in the home. Next,…

According to the US Census Bureau, the older population in the United States is growing.1 When coupled with statistics from a study conducted by the Kaiser Family Foundation, those numbers may be cause for concern. The Kaiser study showed that medical costs for seniors are…

Buying life insurance is something that many people tend to push off at which point it becomes costly or is too late. People are afraid to talk about mortality and often feel that they are just wasting their money on life insurance. Unfortunately, the truth…

Procrastination is a real thing that can trickle into other areas of your life. Financial procrastination is one of those areas. What is Financial Procrastination? Financial procrastination is when you have financial obligations and moves to make, but you put those decisions aside on a…

Work is a vital part of daily life. You get an education so that you can obtain employment which will provide you with the security you need to live throughout your life. Even though making money is one of the most important reasons to have…

The summer season is winding down and fall is fast approaching. And whether you’re excited for the cooler months ahead or still holding on to the last bits of summer, mid-year is officially here. Now is a great time to slow down and take stock…

We won’t sugar coat it — achieving your financial goals isn’t always easy. But if you don’t create a plan based on your goals, you’re only making it harder on yourself. In fact, American’s with a plan in place are more likely to make positive progress towards…

Your mindset and goals continually evolve over time. At age 25, you might be focused on paying off student loans and saving up for your first home. Your career is just getting started, and post-work years are well into the future. At 50, however, you’re…

When it comes to saving for your retirement, there are several options available. It’s important to remember, however, that the best option for you will always depend on your unique preferences and goals. IRAs — or individual retirement accounts — are a popular type of…

When we think of financial health, a few things might come to mind. We may think of our own financial status, our investments, the Dow Jones Industrial Average performance, the stock market as a whole, the economy, the country’s employment status and so on. While…