The Stock Market and the Economy Are Not the Same: A Guide to Understanding the Difference
When we think of financial health, a few things might come to mind. We may think of our own financial status, our investments, the Dow Jones Industrial Average performance, the stock market as a whole, the economy, the country’s employment status and so on. While…
What is Lifestyle Creep + 4 Ways to Avoid it
Lifestyle creep is something that’s simple to define, easy to see, yet hard to avoid. Especially prevalent amongst young professionals, lifestyle creep is a hurdle many face in saving for their short- and long-term goals, like retirement. Below we’ll discuss what exactly lifestyle creep is…
Top 5 Considerations When Shopping for Life Insurance
Any expected death is always a tragedy. But if the person who passed away was earning a large percentage of a family’s income, it can leave the grieving family members in a difficult financial situation. A life insurance policy can help to offset the loss…
How to Get the Most Money Back on Your Tax Return
Between gathering the necessary paperwork and working through complicated scenarios, tax season can be a stressful time. You’ve worked hard throughout the year, and you want to be sure you’re taking the right measures to get the maximum amount back on your return. Achieving this,…
What Can P/E Ratio Tell You About Your Holdings?
When evaluating a portfolio or determining what companies to invest in, investors are usually only interested in one thing — getting a good return on investment. They want to determine which companies are most likely to have a positive effect on their portfolios and which are more…
Finances: The No. 1 Reason Americans are More Anxious Than Ever Before
As we get older, more and more expenses end up on our plate. From mortgages to car repairs, it can feel like there are endless bills to pay. And as we all know, with more bills, comes more pressure, anxiety and stress. In fact, the…
6 Financial To-Do’s for New Parents
Having a new baby is a much-anticipated event. While growing a larger family brings added joy and love to your household, it can also wreak havoc on your finances if you don’t properly plan. Being prepared financially can go along way to reducing stress and…
Sole Income Earner: Tips to Surviving the Pressure
So you’re not a “DINK.” If you aren’t familiar with that phrase, it means “dual income no kids.” Those types of families are some of the most financially stable because obviously they have two steady incomes coming into the household and they also don’t have…
6 Tips to Prioritizing Finances for the Self-Employed
So, you have decided to become self-employed. You’re probably aware of the costs it will take to get started. However, you should keep in mind the potential of rocky terrain on your road to riches — 6.3 percent of Americans were self-employed in 2017.1 If…
How to Avoid Insurance Fraud + Some Examples That Might Surprise You
Insurance fraud can be defined as any attempt to gain a financial benefit by deceiving an insurance company and it is usually, though not always, a criminal offense. And while you may not be out to commit such fraud, it’s important to be aware of…
